Vontronix - Voice Over IP Solutions

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Terms and Conditions THE AGREEMENT These Terms and Conditions constitute the agreement (the "Agreement") between Vontronix, Inc. and the customer, defined as either (i) the person identified in Vontronix's account records as responsible for payment of all charges. BY ENROLLING IN, USING, OR PAYING FOR THE VONTRONIX SERVICES, YOU AGREE TO THE PRICES, CHARGES, TERMS AND CONDITIONS IN THIS AGREEMENT. IF YOU DO NOT AGREE TO THESE PRICES, CHARGES, TERMS AND CONDITIONS, DO NOT USE THE SERVICES, AND CANCEL THE SERVICES IMMEDIATELY BY CALLING VONTRONIX CUSTOMER SERVICE. By activating the Service, you acknowledge that you have read and understand, and you agree to, the terms and conditions of the Agreement, and you represent that you are of legal age to enter the Agreement and become bound by its terms. Vontronix may change the Terms and Conditions of the Agreement from time to time. Notices will be considered given and effective on the date posted at www.vontronix.com. The Agreement posted supersedes all previously agreed to electronic and written Terms and Conditions. The rates and charges for the Service, which may be found at www.vontronix.com, are effective as of May 1, 2005 and are subject to change. For your most current rates and charges, see www.vontronix.com. II. EMERGENCY CALLING SERVICE A. Non-Availability of Traditional 911 or E911 Dialing Service: You acknowledge and understand that the Vontronix VoIP Service does NOT support traditional 911 or E911 access to emergency services. Vontronix offers an Emergency Calling Service available only on via Zoom Devices that are connected to a traditional public switched telephone network (PSTN). B. Service Outage: 1. Power Outage You acknowledge and understand that Emergency Calling Service dialing does not function without power. Should there be an interruption in the power supply, the Service and Emergency Calling Service dialing will not function until power is restored. A power failure or disruption may require the Customer to reset or reconfigure equipment before using the Service or Emergency Calling Service dialing. 2. Broadband Service Outage You acknowledge and understand that service outages by your broadband provider will prevent, and that network congestion may slow, ALL Service including Emergency Calling Service dialing. 3. Service Outage Due to Suspension of Your Account You acknowledge and understand that service outages due to suspension of your account as a result of billing issues will prevent ALL Service, including Emergency Calling Service dialing. 4. Other Service Outages You acknowledge and understand that if there is a service outage for ANY reason, such outage will prevent ALL Service, including Emergency Calling Service dialing. Such outages may occur for a variety of reasons, including, but not limited to those reasons described elsewhere in this Agreement. C. Limitation of Liability and Indemnification You acknowledge and understand that Vontronix's liability is limited for any Service outage and/or inability to dial Emergency Calling Service from your line or to access emergency service personnel, as set forth in this document. You agree to defend, indemnify, and hold harmless Vontronix, its officers, directors, employees, affiliates and agents and any other service provider who furnishes services to Customer in connection with this Agreement or the Service, from any and all claims, losses, damages, fines, penalties, costs and expenses (including, without limitation, reasonable attorneys fees) by, or on behalf of, Customer or any third party or user of Customer's Service relating to the absence, failure or outage of the Service, including Emergency Calling Service dialing and/or inability of Customer or any third person or party or user of Customer's Service to be able to dial 911 or to access emergency D. Alternative Emergency Calling Service Arrangements You acknowledge that Vontronix does not offer primary line or lifeline services. You should always have an alternative means of accessing traditional E911 services. III. SERVICE A. Term Service is offered on a monthly basis for a term that begins on the date that Vontronix activates your account (the "Activation Date") and ends on the day before the same date in the following month. The Activation Date will begin three days after you sign-up for the Service. Subsequent terms of this Agreement automatically renew on a monthly basis without further action by you unless you give Vontronix written notice of non-renewal at least ten [10] days before the end of the monthly term in which the notice is given. You are purchasing the Service for full monthly terms, meaning that if you terminate Service before the end of a monthly term, you will be responsible for the full month's charges to the end of the then-current term, including without limitation unbilled charges, plus any applicable disconnect fee, all of which immediately become due and payable. Expiration of the term or termination of Service does not excuse the Customer from paying all unpaid, accrued charges due in relation to the Agreement. B. Residential Use of Service and Device If you have subscribed to Vontronix's residential services, the Service and Device are provided to you as a residential user, for your personal, residential, non-business and non-professional use. This means that you are not using them for any commercial or governmental activities, profit-making or non-profit, including but not limited to home office, business, sales, tele-commuting, tele-marketing, autodialing, continuous or extensive call forwarding, fax broadcast, fax blasting or any other activity that would be inconsistent with normal residential usage patterns. This also means that you are not to resell or transfer the Service or the Device to any other person for any purpose, or make any charge for the use of the Service, without express written permission from Vontronix in advance. You agree that your use of the Service and/or Device, or the use of the Service and/or Device provided to you by any other person for any commercial or governmental purpose will obligate you to pay Vontronix's higher rates for commercial service on account of all periods, including past periods, in which you use, or used, the Service for commercial or governmental purposes. Vontronix reserves the right to immediately terminate or modify the Service, if Vontronix determines, in its sole discretion, that Customer's Service is being used for non-residential or commercial use. C. Business Use of Service and Device If you have subscribed to Vontronix's Business Plan, the Service and Device are provided to you as a small business user. This means that you are not to resell or transfer the service or device to any other person for any purpose. You agree that the Vontronix Business Plan does not confer the right to use the service for auto-dialing, continuous or extensive call forwarding, telemarketing, fax broadcasting or fax blasting. Vontronix reserves the right to immediately terminate, modify or upgrade the Service, if Vontronix determines, in its sole discretion, that Customer's Service is being used for any of these. If you have a residential plan and using the Services for business purposes Vontronix reserves the right to cancel. D. Notice of Rate Changes Vontronix may change the prices and charges for the Services from time to time. We may decrease prices without providing advance notice. Changes to any other rates, charges, or terms or conditions in the Agreement will be published at www.vontronix.com and will be incorporated by reference into this Agreement. E. Rounding Policy For billing purposes, the length of each metered call is rounded as described in each Calling Plan. If the computed charge for a call includes a fraction of a cent, the fraction is rounded up to the nearest whole cent. If the computed charges for taxes and surcharges include a fraction of a cent, the fraction is rounded up to the nearest whole cent. F. Calls to International Mobile Telephones; International Special Services Calls Vontronix's advertised rates for international calls are generally the rates charged for calls to landline telephones. Some calls to international mobile telephones, or to international telephone numbers considered to be special services calls, are charged a different (usually higher) rate than calls to landline telephones. The rates you will be charged are set forth in the calling plan rate tables and are typically designated by a "MOB", "cellular", "mobile" or "M" notation. G. Timing of Calls Generally, timing of metered calls begins when the called party or an automated answering device (such as an answering machine or a facsimile machine) answers the call, and ends when one of the parties disconnects from the call. However, some foreign carriers (with whom Vontronix must interconnect in order to terminate calls to foreign countries) designate a call as "answered" when the called party's line rings or after a certain number of rings, and will charge Vontronix for a completed call. In these situations, Vontronix will charge for the call as if it were answered by the called party. H. Use of Service and Device by Customers Outside the United States: While we encourage use of the Service within the United States to other countries, Vontronix does not presently offer or support the Service to customers located in other countries. If you remove the Device to a country other than the United States and use the Service from there, you do so at your own risk, including the risk that such activity violates local laws in the country where you do so. You are liable for any and all use of the Service and/or Device by any person making use of the Service or Device provided to you. I. Loss of Service Due to Power Failure The Service does not function without power. Should there be an interruption in the power supply, the Service will not function until power is restored. A power failure or disruption may require you to reset or reconfigure equipment before using the Service. Power disruptions or failures will also prevent dialing to emergency service numbers including the Emergency Calling Service calling feature. J. Tampering with the Device You agree not to change the electronic serial number or equipment identifier of the Device, or to perform a factory reset of the Device, without express permission from Vontronix. Vontronix reserves the right to terminate your Service should you tamper with the Device, leaving you responsible for the full month's charges to the end of the current term, including without limitation unbilled charges, plus any applicable disconnect fee, all of which immediately become due and payable. K. Theft of Service You agree to notify Vontronix immediately, in writing, by electronic mail or by calling the Vontronix customer support line, if the Device is stolen or if you become aware at any time that your Service is being stolen or used fraudulently. When you call or write, you must provide your account number and a detailed description of the circumstances of the Device theft or fraudulent use of Service. Failure to do so in a timely manner may result in the termination of your Service and additional charges to you. You will be liable for all use of the Service using a Device stolen from you and any and all stolen Service or fraudulent use of the Service. Notwithstanding anything herein to the contrary, credits will not be issued for charges resulting from fraud that arises out of third parties hacking into your equipment or the internet. This includes, but is not limited to, modem hijacking, wireless hijacking or other fraud arising out of a failure of your internal/corporate procedures. Vontronix will not issue credit for invoiced charges for fraudulent use resulting from your negligent or willful acts or those of an authorized user of your service. L. Number Transfer on Service Termination Vontronix may, solely at Vontronix's discretion, release the telephone number that was ported to Vontronix by you and used in connection with your Service provisioned by Vontronix to your new service provider, if such new service provider is able to accept such number, upon your termination of the Service, and provided (i) your account has been terminated; (ii) your Vontronix account is completely current including payment for all charges and applicable disconnect fees; and (iii) you request the transfer upon terminating your account. Customer will not be able to port away the telephone number if Customer cancels within thirty days of the Activation Date. M. Service Distinctions You acknowledge and understand that the Service is not a telephone service. Important distinctions exist between telephone service and the enhanced Service offering provided by Vontronix. The Service is subject to different regulatory treatment than phone service. This treatment may limit or otherwise affect your rights of redress before regulatory agencies. N. Collect Call and Operator Services Vontronix does not offer collect call or operator services via this Service. O. International Services 1. Foreign Carrier Restrictions. Foreign carriers or regulatory agencies may impose, upon the portion of the end-to-end international service or facilities they provide, certain limitations or restrictions that may limit your ability use the Vontronix services. You must conform to any limitations or restrictions imposed by the foreign carriers or agencies. 2. Foreign Carrier Acts or Omissions. a. When other U.S. or foreign carriers and foreign telecommunications administrations use facilities to establish connections to points not reached by Vontronix's network, Vontronix is not liable for acts or omissions of other carriers or foreign telecommunications administrations. b. International calls are priced on the basis of the country and city codes dialed by you. When the facilities of other U.S. or foreign carriers are used in establishing connections to points not reached by Vontronix's network, Vontronix is not liable for refunds or damages if those calls do not terminate in the country, city or area codes associated with the called number. P. Surcharges In addition to surcharges that may be found in the applicable Calling Plan, Vontronix may adjust its rates and charges or impose additional rates and charges to recover amounts it is required or permitted by governmental or quasi-governmental authorities to collect from others or pay to others in support of statutory or regulatory funds or programs ("Governmental Charges"). Q. Taxes 1. All taxes, tax-like charges, and tax-related surcharges are referred to collectively as "Tax(es)." Vontronix may elect to impose and collect such Taxes, unless otherwise constrained by court order or direction. 2. You agree to pay all Taxes imposed. If Vontronix has collected Taxes and a challenged Tax is found to have been invalid and unenforceable, Vontronix, in its sole discretion, will either reduce service rates for a fixed period of time in the future in order to flow-through to customers an amount equivalent to the amounts collected, or it will credit or refund such amounts to affected customers (less its reasonable administrative costs), if the amounts collected were retained by Vontronix or if they were delivered to the jurisdiction and returned to Vontronix, or it will negotiate an arrangement with the jurisdiction to provide a future benefit for customers in that jurisdiction. 3. If you provide Vontronix with a duly authorized tax exemption certificate, Vontronix will exempt you in accordance with law, effective on the date Vontronix receives the certificate. IV. RESTRICTIONS ON THE USE OF SERVICE A. Vontronix offers its services subject to availability of facilities, limitations of service offerings, and the provisions of this Agreement. B. Services provided by Vontronix under the Agreement will not be used: (1) for any unlawful purpose; (2) for making telephone calls that use automatic dialing devices and terminate into electronic information services, pay-per-call services, or other domestic or international audiotext services; (3) for international call-back offerings using uncompleted call signaling to any country, when that country has prohibited such an offering by statute or regulatory decision; or (4) for business usage under a residential Service plan. V. PAYMENT OBLIGATIONS A. You must provide Vontronix with a valid credit card number when the Service is activated. If the credit card expires, you close your credit card account or your billing address changes, or the credit card is cancelled and replaced because of loss or theft, you must advise Vontronix immediately. Vontronix will invoice all charges on a monthly basis, in advance, to your credit card, including but not limited to: activation fees and monthly Service fees, advanced feature charges, equipment purchases and shipping and handling charges. Any charges not included in your rate plan and any additional usage charges are billed after each billing period. If Vontronix changes its rates, recurring monthly charges affected by such change will be assessed at the new rate for the full billing period during which the new recurring charge rate became effective. B. Vontronix may terminate your Service at any time in its sole discretion, if any charge to your credit card on file with Vontronix is declined or reversed, your credit card expires and you have not provided Vontronix with a valid replacement credit card or in case of any other non-payment of account charges. Termination of Service for declined or expired card, reversed charges or non-payment leaves you fully liable to Vontronix for all charges accrued before termination and for all costs incurred by Vontronix in collecting such amounts, such as (but not limited to) collection costs and attorney's fees. C. You are responsible for payment of all charges for services furnished to you and anyone authorized by you to use your service. This responsibility is not changed by virtue of any use, misuse, or abuse of your service undertaken or caused by third parties. D. You must promptly notify Vontronix of any change in your invoicing address or, if applicable, in the credit card or bank account used for payment. You should notify the Vontronix Customer Service Department by e-mailing Vontronix at the following address: Customerservice@vontronix.com. E. Vontronix will invoice Customer for Services on a monthly basis in advance and all payments are due and payable by Customer. F. If Vontronix hires a collection agency to collect, or attempt to collect, any charges owed Vontronix, you will be liable to Vontronix for an additional payment equal to 35% of the charges owed, where permitted by applicable law. If Vontronix incurs any fees or expenses, including attorneys' fees, in collecting, or attempting to collect, any charges owed Vontronix other than by hiring a collection agency, you will be liable to Vontronix for the payment of all such fees and expenses reasonably incurred. G. No Credit Allowances for Interruption of Service. You acknowledge and agree that the Service is provided "as is." Credit allowances for interruption of Service, including international calling services, will not be provided. VI. CANCELLATION OF SERVICE A. By the Customer 1. Cancellation may take up to two business days. 2. Your credit card will be charged for any usage after contacting Vontronix to cancel your Service. B. By Vontronix 1. Vontronix reserves the right to discontinue furnishing services, cancel your account, and/or block your access to Vontronix network, without incurring any liability, immediately and without notice if Vontronix deems that such action is necessary to prevent or to protect against fraud or to otherwise protect Vontronix's personnel, agents, facilities, or services. Without limitation, Vontronix may take such actions if: a. You refuse to furnish information or furnish false information that (i) is essential for billing; or (ii) pertains to your creditworthiness, your past or current use of common carrier communications service, or your planned use of such service; b. You indicate that you will not comply with a request for security for the payment for services; c. Your service usage charges exceed established parameters based on your history of usage, which may indicate a likelihood of non-payment or possible fraud; d. You have been given written notice by Vontronix of any past due amount (which remains unpaid, in whole or in part) for any of Vontronix's or an affiliated carrier's service to which you either subscribe or had subscribed or used; e. You either refuse to pay when billed for service or indicate to Vontronix or an entity billing on Vontronix's behalf that you do not intend to pay for service used by you; f. You use, or attempt to use, service with the intent to avoid the payment, either in whole or in part, of the charges for the service by (i) using or attempting to use service by rearranging, tampering with, or making connections to service in an unauthorized manner; or (ii) using tricks, schemes, false or invalid numbers, false credit devices, or other fraudulent means or devices; g. You act, or fail to act, in a manner that hinders or frustrates any investigation by Vontronix or others having legal authority to investigate your legal obligations; h. Your telephone equipment fails to pass back to Vontronix the appropriate signal to start and stop billing for a call; i. You were previously provided with notice of breach of contract, took corrective action, but thereafter engage in the same breach activity; or j. You act in a manner that is threatening, obscene, harassing, or abusive to Vontronix personnel. k. You act in violation of sections III. D. or III. E. above. 2. The discontinuance of service(s) by Vontronix pursuant to these provisions does not relieve you of any obligation to pay Vontronix for charges due and owing for service(s) furnished up to the time of discontinuance. Vontronix may charge you a Disconnect fee if your service is canceled pursuant to either section VI. B. 1. or VI. B. 2. above. VII. LIABILITY A. Vontronix will not be liable for: (i) any failure of performance due to causes beyond its control, including, but not limited to, acts of God, fires, floods or other catastrophes; national emergencies, insurrections, riots or wars, acts of terrorism, strikes, lockouts, work stoppages or other labor difficulties; and any law, order, regulation or other action of any governing authority or agency thereof; or (ii) delayed installation of Vontronix's facilities or commencement of service. B. With respect to any other factual allegation, legal claim, or dispute by you or by any others, for damages associated with the ordering (including the reservation of any specific number for use with a service), installation (including delays thereof), provision, termination, maintenance, repair, interruption, or restoration of any service or facilities offered by Vontronix, Vontronix's liability, if any, will be limited as follows: 1. With respect to the attempts to route calls to public safety answering points or municipal emergency service providers, as described in Section II, Vontronix's liability, if any, will be limited to the lesser of: (a) the actual monetary damages incurred and proved by you as the direct result of Vontronix's action, or failure to act, in routing the call, or (b) the sum of $1,000.00. 2. With respect to the provisioning of, or any error or omission in, data, information, or content furnished in connection with any service provided by Vontronix, for example, Directory Assistance, Vontronix's liability will be limited to the lesser of: (a) the amount of actual money damages proven by you to have been incurred as the proximate result of your reliance on such data, information, or content; or (b) $100.00. 3. Vontronix shall not be liable for any delays or incompletion or costs or charges pursuant to a delay or incompletion in local number portability (LNP). C. IN NO EVENT WILL VONTRONIX BE LIABLE TO YOU FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE LOSS OR DAMAGE OF ANY KIND, INCLUDING LOST PROFITS (WHETHER OR NOT VONTRONIX HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGES) BY REASON OF ANY ACT OR OMISSION IN ITS PERFORMANCE UNDER THIS AGREEMENT. THIS SECTION SURVIVES TERMINATION OF THIS AGREEMENT. D. Vontronix will be indemnified, defended, and held harmless by you against all claims of loss or damage arising from the use of service furnished by Vontronix, including: 1. Allegations or claims for libel, slander, invasion of privacy, or infringement of copyright arising out of the material, data, information, or other content transmitted via Vontronix service; and 2. All other allegations and claims arising out of any intentional act or omission by you or others authorized by you to use the service, in connection with any service provided by Vontronix. E. VONTRONIX MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS OR WARRANTIES ABOUT ITS SERVICES AND DISCLAIMS ANY IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE OR NONINFRINGEMENT. VONTRONIX DOES NOT AUTHORIZE ANYONE TO MAKE A WARRANTY ON VONTRONIX'S BEHALF AND YOU MAY NOT RELY ON ANY STATEMENT OF WARRANTY AS A WARRANTY BY VONTRONIX. F. Vontronix will not be liable for any act or omission of any other company or companies furnishing a portion of the service, or from any act or omission of a third party, including those vendors participating in Vontronix offerings made to you, or for damages associated with service, or equipment that it does not furnish, or for damages that result from the operation of customer provided systems, equipment, facilities or services that are interconnected with Vontronix services. VIII. DISPUTE RESOLUTION IT IS IMPORTANT THAT YOU READ THIS ENTIRE SECTION CAREFULLY. THIS SECTION PROVIDES FOR RESOLUTION OF DISPUTES THROUGH FINAL AND BINDING ARBITRATION BEFORE A NEUTRAL ARBITRATOR INSTEAD OF IN A COURT BY A JUDGE OR JURY OR THROUGH A CLASS ACTION. A. Binding Arbitration The arbitration process established by this section is governed by the Federal Arbitration Act ("FAA"), 9 U.S.C. Sec. 1-16. Both you and Vontronix have the right to take any dispute that qualifies to small claims court rather than arbitration. All other disputes arising out of or related to this Agreement (whether based in contract, tort, statute, fraud, misrepresentation or any other legal or equitable theory) must be resolved by final and binding arbitration. This includes any dispute based on any product, service or advertising having a connection with this Agreement and any dispute not finally resolved by a small claims court. The arbitration will be conducted by one arbitrator using the procedures described by this Section. If any portion of this Dispute Resolution Section is determined to be unenforceable, then the remainder shall be given full force and effect. The arbitration of any dispute involving $10,000 or less shall be conducted in accordance with the Consumer Arbitration Rules of the American Arbitration Association ("AAA"), as modified by this Agreement, which are in effect on the date a dispute is submitted to the AAA. The AAA's Commercial Arbitration Rules and fee schedules will apply to any disputes in excess of $10,000. You have the right to be represented by counsel in an arbitration. In conducting the arbitration and making any award, the arbitrator shall be bound by and strictly enforce the terms of this Agreement and may not limit, expand, or otherwise modify its terms. The arbitrator may not award punitive, exemplary or similar damages. The parties agree that an award of such damages will be void if issued. NO DISPUTE MAY BE JOINED WITH ANOTHER LAWSUIT, OR IN AN ARBITRATION WITH A DISPUTE OF ANY OTHER PERSON, OR RESOLVED ON A CLASS-WIDE BASIS. THE ARBITRATOR MAY NOT AWARD DAMAGES THAT ARE NOT EXPRESSLY AUTHORIZED BY THIS AGREEMENT AND MAY NOT AWARD PUNITIVE DAMAGES OR ATTORNEYS' FEES UNLESS SUCH DAMAGES ARE EXPRESSLY AUTHORIZED BY A STATUTE. YOU AND VONTRONIX BOTH WAIVE ANY CLAIMS FOR AN AWARD OF DAMAGES THAT ARE EXCLUDED UNDER THIS AGREEMENT. B. Arbitration Information and Filing Procedures Before you take a dispute to arbitration or to small claims court, you must first contact our Customer Care Department representative at the customer service number on your Vontronix invoice for the Services, or write to us at the following address and give us an opportunity to resolve the dispute: Vontronix, Inc. PO Box 4130 Brick, NJ 08723 Attention: Legal Department You must describe your dispute and provide Vontronix with any supporting documentation. Likewise, if Vontronix has a dispute with you, it will notify you by letter sent to your billing address and attempt to resolve it before pursuing arbitration. ANY CLAIM OR DISPUTE ARISING OUT OF OR RELATING TO THIS AGREEMENT MUST BE BROUGHT WITHIN TWO YEARS AFTER THE DATE THE BASIS FOR THE CLAIM OR DISPUTE FIRST ARISES. C. Fees and Expenses of Arbitration Each party must pay its own expenses associated with any arbitration, including its attorney's fees. If you file a request for arbitration, you will have to pay a filing fee in accordance with the AAA fee schedule. Under AAA rules, some costs such as the arbitrator's fees and expenses will be allocated between the parties. D. In addition to the procedures described in this Section for resolving a dispute, you may also have the right to file a complaint with an appropriate federal or state regulatory agency. IX. MISCELLANEOUS PROVISIONS A. Entire Agreement. These Terms and Conditions constitute the entire Agreement between you and Vontronix, and supersede any and all prior agreements, oral or written, concerning the subject matter. If there is any inconsistency or conflict between the terms of any calling plan, promotion, and/or authorized written communications you have received and the provisions of this Agreement, the provisions of this Agreement will control. B. No Obligation to Assist in Switching to a Different Provider. If you either voluntarily cancel your Vontronix account or if Vontronix cancels your service for any reason set forth above, Vontronix will have no obligation whatsoever to assist you in any respect in switching from Vontronix to another service provider. C. Assignment. Customers may not modify or assign this Agreement. In its sole discretion, Vontronix may assign this Agreement. D. No Waiver of Rights. If either party fails to enforce any right or remedy under this Agreement, that does not waive the right or remedy for any other breach or failure. E. Binding Effect. This Agreement is binding upon you and Vontronix and upon, respectively, your and Vontronix's agents and heirs. F. Severability. If any part or provision of this Agreement is finally determined to be invalid or unenforceable under applicable law by a court of competent jurisdiction, then that part or provision will be ineffective only to the extent of such invalidity or unenforceability, without in any way affecting the remaining parts or provisions of this Agreement. G. Governing Law. This Agreement is governed by and construed under the laws of the State of New Jersey and applicable federal law, without regard to its choice of law principles, except that the arbitration provisions in Section VII shall be governed by the Federal Arbitration Act. This governing law provision applies no matter where you reside, or where you use or pay for the services. H. Survival. Any liability or obligation of a party to the other party under the provisions of Sections I, II, IV, V and VII as applicable, will, in each case, survive cancellation or termination of this Agreement. I. Headings of No Force or Effect. Headings in this Agreement are for reference only and have no effect on the meaning of any provision. Type your initials to indicate acceptance of the Terms of Agreement above: